ServiceCentreList gives you the complete Bihar Student Credit Card Scheme Details and how to apply with step by step process for Bihar Student Credit Card schemes. Bihar Student Credit Card schemes is applicable for Young age group for Bihar state. This article will help you to find complete details, eligibility criteria, Benefits, form and documents required for Bihar Student Credit Card schemes.

How to Apply Bihar Student Credit Card Scheme

Bihar Student Credit Card Scheme Details

The Bihar Student Credit Card Scheme has been implemented with the aim of providing financial assistance to the 12th class passed students who are deprived of higher education due to economic reasons under Bihar’s seven determinations developed under the state government’s good governance program 2015-20. It has been decided to do this, so that students can get convenience in getting higher education. Under this scheme, the objective is to provide education loan to every willing student who has passed class 12 by linking with banks.

The GROSS ENROLLMENT RATIO (GER) in higher education currently stands at 13 percent. At the national level, this proportion is about 24 percent. The state government aims to take all necessary steps to make Bihar’s GER equal to the national average. Student Credit Card Scheme will be helpful in fulfilling this objective. This scheme will be implemented from October 02, 2016.

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Bihar Student Credit Card Scheme Benefits

Education loans can be made available to every interested student by linking with banks under the Bihar Student Credit Card Scheme.
Education loan up to a maximum limit of Rs. 4 lacks.

Bihar Student Credit Card Scheme Eligibility

Students should be residents of Bihar.
Students should be passed the 12th class from the state of Bihar.
It is mandatory that the students have taken enrollment in an educational institution recognized by the concerned regulatory agency of Bihar and other state or central government.
This loan can be given for general higher education courses and various professional/technical courses like- BA / B.Sc / Engineering / MBBS / Management / Law etc.
The applicant’s age should not be more than 25 years on the date of applying for the loan to be benefited under this scheme.
If the applicant has a degree of one level, then the same level of degree will not be covered under this scheme. This provision will not apply to technical or managerial courses.
In case of dropout by the beneficiaries for whatever reason, the balance amount of the loan from the time of dropout will not be made available to the institution or the student.

Bihar Student Credit Card Scheme Application Process

Applicant Students need to apply through a Mobile app or Online portal.
Some general desired information will be entered by the applicant in the portal/Mobile App.
On submission of the above information, a One Time Password will be sent to their mobile number and e-mail.
After the authentication process, the personal details form will be available to the applicant.
After entering the required information and submitting it, a webpage will open in which the student credit card scheme online form will be selected from the three available options and the desired information will have to be entered
After submitting the online application, the applicant will receive its acknowledgement along with the unique registration number on the mobile number and e-mail.
No documents are to be attached online.

Bihar Student Credit Card Scheme Application Documents Required

While submitting the application to the District Registration Center, Student will have to attach self-attested copies of photocopies of the following documents along with their self-signed application form:-

Aadhaar Card (of both applicant and co-applicant).
PAN Card (of both applicant and co-applicant).
Marksheet and certificate of matriculation, + 2 and last successful examination.
Received scholarship, certificate regarding free education etc. (if applicable).
Course brochure or certificate obtained from the competent authority of the institute for verification of course duration (if the college is located inside Bihar, it is not required).
Certificate of admission to the course.
Course fee return schedule
Two passport size photographs of the student / parent / guardian / guarantor. (i) Last year’s salary certificate and Form-16 (in case of being employed).
Income tax return of the last two years (in case of income tax payer).
Statement of last six months bank accounts and Aadhaar card of the parent/guardian.
Residential Certificate (Identity Card / Passport / Voter ID Card / Driving License).
Tax payment receipt etc. (Advance Tax/Property Tax/Municipal Corporation Tax etc.).

Bihar Student Credit Card Scheme Application Status

You can check below reference link for more details.

Bihar Student Credit Card Scheme References

https://www.myscheme.gov.in/schemes/bsccs
https://www.7nishchay-yuvaupmission.bihar.gov.in/resources/Guideline.pdf
https://www.7nishchay-yuvaupmission.bihar.gov.in/addFtrUserPage

We Compile Information of Bihar Student Credit Card from official Govt website and utilize this data to show it a proficient and accessible way. ServiceCentreList.com can’t be considered in charge of any mistake that may happen in the above information, despite the fact that we generally attempt to keep the information right and refreshed however as there are hundred of schemes, keeping up 100% exactness is beyond the realm of imagination so we generally encourage to Check official website in the reference.

What is Student Credit Card Scheme ?

Bihar govt. had decided to set up an Education Finance Corporation for loan disbursement to students under BSCC Scheme.

Who may get the scheme benefits ?

Students of Bihar State can get the scheme benefits.

What are the benefits under BSCC scheme ?
Bihar State Students will get Educational Loans up to Rs. 4 Lacks

Who may apply for BSCC scheme ?

1. Students should be residents of Bihar.
2. Students should be passed the 12th class from the state of Bihar.
3. It is mandatory that the students have taken enrollment in an educational institution recognized by the concerned regulatory agency of Bihar and other state or central government.
4. This loan can be given for general higher education courses and various professional/technical courses like- BA / B.Sc / Engineering / MBBS / Management / Law etc.
5. The applicant’s age should not be more than 25 years on the date of applying for the loan to be benefited under this scheme.
6. If the applicant has a degree of one level, then the same level of degree will not be covered under this scheme. This provision will not apply to technical or managerial courses.

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